I specialize in the challenging Borrower that has a unique situation and requires creative financing. If you have a deal that requires special financing talents call me. I often recommend for the Borrower who wants the 100% financing to do 80/20 and avoid P.M.I.( private mortgage insurance).
Interest only payments are being used which is great for the Borrower that wants the option to make a larger principal payment at his or her own discretion. The savings in these types of loans are about $300 to $400 a month.

There are many loan programs available for todays Borrower. The 30 year fixed rate jumbo loans that have the first 10 years at an Interest Only payment is great. The loan then is fully amotized for 20 years at the same rate, this is an incredible loan.

We have combined loan experience of over twenty-five years in the business of finance.

Express Mortgage Lenders, Inc., prides itself for being able to obtain a loan for anyone!